Buy Now, Pay Later made simple

Shop now. Pay later — anywhere.

Split your purchases into flexible, interest-free payments. Shop at thousands of stores and pay over time with zero hidden fees.

0% Interest
No Hidden Fees
Instant Approval

How It Works

Get started in minutes. No complicated forms, no waiting.

1

Shop

Browse and add items to your cart at any participating store.

2

Choose Splitpay

Select Splitpay at checkout and get instant approval.

3

Split Payments

Pay in 4 interest-free installments over 6 weeks.

4

Enjoy

Get your items immediately while spreading the cost.

Why Choose Splitpay?

The smarter way to shop. Flexible payments that work for your lifestyle.

No Interest, Ever

Pay exactly what you see. Zero interest charges on all purchases.

Instant Approval

Get approved in seconds with our smart credit assessment.

Budget Friendly

Spread costs over time without breaking your monthly budget.

Build Credit

Responsible payments help improve your credit score.

Thousands of Stores

Shop at your favorite retailers, all in one place.

Secure & Safe

Bank-level encryption keeps your data protected.

For Business

Integrate with Payhub

Join thousands of merchants offering flexible payment options. Increase sales, reduce cart abandonment, and delight your customers with Splitpay.

Easy Integration

Add Splitpay to your checkout in minutes with our simple API.

Mobile Optimized

Seamless experience across all devices and platforms.

Boost Sales

Increase conversion rates by up to 30% with flexible payments.

Learn More
import { SplitpayButton } from "@splitpay/react"
<SplitpayButton
amount={299.99}
currency="USD"
/>
Pay with Splitpay
4 payments of$75
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